Terms of Use

Agreement Between You (Referred to as The "User" or "You") and Vera Title LLC and its Affiliates (Referred to as "Vera Title")

This web site and any web sites, web pages, and services also operated by Vera Title that are linked ("Vera Title Sites") is offered to User on the condition that User accepts and agrees to abide by, without modification, all of the terms, conditions, and notices contained herein (collectively "Terms of Use") and any other terms and guidelines, if any, contained within each Vera Title Site. If You do not or can not agree with any part of the Terms of Use, You may not use or access the Vera Title Site. User's use of any Vera Title Site constitutes User's acceptance of, and agreement to, all such terms, conditions, and notices. In the event that any of the terms, conditions, and notices contained herein conflict with the Terms of Use or such other terms and guidelines contained within any particular Vera Title Site, then the terms of use and other terms and guidelines for such other Vera Title Site shall control. User agrees to review all other terms and guidelines found throughout the Vera Title Sites and abide by them if User chooses to use the sites, pages, or services to which they apply.

Ownership and Use Limitations

All information, data, text, software, music, sound, photographs, graphics, video, messages, or other material ("Content") presented to You on the Vera Title Sites is owned by Vera Title and various third parties. Nothing contained on the Vera Title Sites grants User, by implication, estoppel, or otherwise, any license or right to use any of the Content without the written permission of Vera Title or such other party that may own the Content. Any use of any of the marks appearing throughout the Vera Title Sites without the express written consent of Vera Title or the owner of the mark, as appropriate, is strictly prohibited.

User's sole rights of use to the Content are the right to view and print documents and graphics incorporated in the documents from any Vera Title Site subject to the following: (1) the documents may be used solely for personal and informational purposes and (2) the documents may not be modified or altered in any way. Except as expressly provided herein, User may not use, download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit, or distribute any software, product, services, or information from any Vera Title Site, in whole or in part, without the prior written permission of Vera Title or the applicable third party. Vera Title reserves the right to make changes or updates to the Vera Title Sites or the products or programs described on the Vera Title Sites at any time without notice.

Vera Title may not have the right to authorize User to download, publish, or republish any photographs, images, or audio files (the "Graphical Content") accessed through any Vera Title Site. Stewart provides User with the URL or address of the owner or server of all Graphical Content. If User intends to make use of any Graphical Content accessed through any Vera Title Site for commercial or noncommercial purposes (other than as part of viewing the Vera Title Sites or in a printed form of the Vera Title Site) User must contact the server of the Graphical Content for permission to use it.

Links to Third Party Sites

Vera Title has provided links and pointers to Internet sites maintained by third parties. Because Vera Title has no control over such sites and resources, User acknowledges and agrees that Vera Title is not responsible for the availability of such external sites or resources, does not endorse, and is not responsible or liable for any Content, privacy policies, advertising, products, or other materials on or available from such sites or resources. User further acknowledges and agrees that Vera Title will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods, or services available on or through any such site or resource.

Vera Title believes, but does not warrant or represent, that people who make information available on the Web do so with the expectation that such information will be publicly and widely available. Vera Title also believes, but does not warrant or represent, that making links to publicly accessible Web pages available at this site is legally permissible and consistent with the common, customary expectations of those who make use of the Web communications media.

No Security Representations or Warranties are Made

Vera Title cannot, and does not, make any representations or warranties as to the security of any information (including, without limitation, credit card and other personal information) User might be requested to give any third party or that the site is free from viruses or other invasive and potentially damaging programs.

Liability Disclaimer

The information, software, products, and services included on any Vera Title Site or any third party site may include inaccuracies or typographical errors. Changes are periodically made to the information contained at any Vera Title Site. Vera Title and/or its respective suppliers may make modifications and/or changes in any Vera Title Site at any time. Advice received via any Vera Title Site should not be relied upon for personal, medical, legal, or financial decisions and User should consult an appropriate professional for specific advice tailored to User's situation.

VERA TITLE AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, TIMELINESS, OR ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, OR RELATED GRAPHICS CONTAINED ON ANY VERA TITLE SITE OR ANY THIRD PARTY SITE FOR ANY PURPOSE. ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. VERA TITLE AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF SECURITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

VERA TITLE MAKES NO WARRANTY THAT (1) ANY VERA TITLE SITE WILL MEET USER'S REQUIREMENTS, (2) THE INFORMATION ON ANY VERA TITLE SITE WILL BE TIMELY OR ERROR-FREE, (3) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY USER THROUGH ANY VERA TITLE SITE WILL MEET YOUR EXPECTATIONS, AND (4) ANY ERRORS IN ANY VERA TITLE SITE WILL BE CORRECTED.

IN NO EVENT SHALL VERA TITLE AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA, OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH (I) THE USE OR PERFORMANCE OF ANY VERA TITLE SITE OR THIRD PARTY SITE; (II) THE DELAY OR INABILITY TO USE ANY VERA TITLE SITE OR THIRD PARTY SITE; (III) THE PROVISION OF OR FAILURE TO PROVIDE ANY SERVICE; (IV) THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, OR RELATED GRAPHICS OBTAINED THROUGH ANY VERA TITLE SITE OR THIRD PARTY SITE, OR (IV) ANY VERA TITLE SITE OR THIRD PARTY SITE OR OTHERWISE ARISING OUT OF THE USE OF ANY VERA TITLE SITE OR THIRD PARTY SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF VERA TITLE OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO USER. IF USER IS DISSATISFIED WITH ANY PORTION OF ANY VERA TITLE SITE OR THIRD PARTY SITE, OR WITH ANY OF THESE TERMS OF USE, USER'S SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING SUCH VERA TITLE SITE OR THIRD PARTY SITE.

Access Restriction

Vera Title reserves the right to deny in its sole discretion any user access to any Vera Title Site or any portion thereof without notice.

No Unlawful or Prohibited Use

As a condition of User's access and use of the Vera Title Sites, User will not use any Vera Title Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. User may not use the Vera Title Sites or any services offered through such in any manner that could damage, disable, overburden, or impair any Vera Title server, or the network(s) connected to any Vera Title server, or interfere with any other party's use and enjoyment of any of the Vera Title Sites or services thereunder. User may not attempt to gain unauthorized access to any non-public portion of the Vera Title Sites for which it is not granted access, through hacking, password mining or any other means. User may not obtain or attempt to obtain access to any materials or information not intentionally made available to the public through the Vera Title Sites except as authorized by Vera Title.

Feedback

Vera Title does not want to receive confidential or proprietary information from User through the Vera Title Sites unless specifically requested by Vera Title and on a secure web page. Except where expressly provided otherwise by Vera Title, all comments, feedback, information, or materials submitted to Vera Title through or in association with any Vera Title Site shall be considered non-confidential and Vera Title’s property. By submitting such comments, feedback, information, or materials to Vera Title, User agrees to a no-charge assignment to Vera Title of all worldwide rights, title, and interest in copyrights and other intellectual property rights to the comments, feedback, information. or materials. Vera Title shall be free to use such comments, feedback, information, or materials on an unrestricted basis.

Vera Title reserves the right to communicate with registered users at various times through e-mail. Upon registering a new account with Vera Title, the new account may be automatically signed up to receive various e-mails and other correspondence. Users may, in some instances, indicate preferences for receipt of some of these e-mails.

User represents and warrants that he or she is at least 18 years of age and possesses the legal right and ability to agree to these Terms of Use and to use the Vera Title Sites in accordance with these Terms of Use and all other terms and conditions stated in the Vera Title Sites. User agrees to be financially responsible for all use of any Vera Title Site or third party site (as well as for use of User's account by others, including without limitation minors living with User). User agrees not to assign, transfer, or sublicense User's rights pursuant to these Terms of Use. User may allow other members of User's business or household to use any Vera Title Site or third party site under User's name or account, provided that User hereby agrees to pay all charges that they incur and to be responsible for all other aspects of their usage. User agrees to supervise all usage by minors of any Vera Title Site under User's name or account.

Use of Information

The name, address, and payment information (if applicable) that the User provides via any Vera Title Site, together with information regarding the manner in which the User uses any Vera Title Site, will not be processed or disclosed by Vera Title except as permitted by these Terms of Use and Vera Title's Privacy Policy. By being a user of any Vera Title Site, User agrees that Vera Title may share with other parties both aggregate information, individual information, and Locator information gathered by Vera Title in the course of the User's continuing use of any Vera Title Site. "Aggregate information" is information that describes the habits, usage patterns, and/or demographics of users as a group, or as a part of a group, but does not describe or reveal the identity of any user. "Individual information" is information about a user that is presented in a form distinguishable from information relating to other. "Locator information" consists of a user's name, e-mail address, physical address, and/or other data about the user that enables the recipient to personally identify the user.

Indemnity

As a condition of use of any Vera Title Site, User agrees to indemnify, protect, defend, and hold Vera Title and its suppliers harmless from and against any and all liabilities, expenses (including attorneys' fees), and damages arising out of claims resulting from: (a) User's use of any Vera Title Site or (b) User's customers or others accessing or using any Vera Title Site by, through, or under User, including without limitation any claims alleging facts that if true would constitute a breach by User of these Terms of Use.

Modification of These Terms of Use

Vera Title reserves the right to change these Terms of Use at any time by revising the terms and conditions herein. All changes to these Terms of Use and the Vera Title Sites shall be effective immediately. User is responsible for regularly reviewing these Terms of Use. Continued use of any Vera Title Site following any such changes shall constitute the User's acceptance of such changes.

Use of Online Web Communities

If any Vera Title Site contains bulletin board services, chat areas, news groups, forums, communities, and/or other message or communication facilities (collectively, "Communities"), User agrees to use the Communities only to send and receive messages and material that are proper and related to the particular Forum. By way of example, and not as a limitation, User agrees that when using a Community, User shall not:

Defame, abuse, harass, stalk, threaten, or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
Publish, post, upload, distribute, or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent, or unlawful topic, name, material or information.
Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless User owns or controls the rights thereto or has received all necessary consents.
Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
Advertise or offer to sell any goods or services for any commercial purpose.
Conduct or forward surveys, contests, pyramid schemes, or chain letters.
Download any file posted by another user of a Forum that User knows, or reasonably should know, cannot be legally distributed in such manner.
Falsify or delete any author attributions, legal, or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
Restrict or inhibit any other user from using and enjoying the Communities.

Vera Title reserves the right to terminate User's access to any or all of the Communities, at any time, without notice for any reason whatsoever.

Vera Title has no obligation to monitor the Communities. However, Vera Title reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process, or governmental request, or to edit, refuse to post, or to remove any information or materials, in whole or in part, in Vera Title's sole discretion.

User acknowledges that all Communities are public and not private communications; therefore, User's communications may be read by others without User's knowledge. Always use caution when giving out any personally identifying information about User or User's children in any Community. Vera Title does not control or endorse the content, messages or information found in any Community and, therefore, Vera Title specifically disclaims any liability with regard to the Communities and any actions resulting from User's participation in any Community. Forum managers and hosts are not authorized Vera Title spokespersons, and their views do not necessarily reflect those of Vera Title.

By posting messages, uploading files, inputting data, or engaging in any other form of communication through any Vera Title Site, User is granting Vera Title permission to:

1. Use, modify, copy, distribute, transmit, publicly display, publicly perform, reproduce, publish, sublicense, create derivative works from, transfer, or sell any such communication; and
2. Sublicense to third parties the unrestricted right to exercise any of the foregoing rights granted with respect to the communication.

The foregoing grants shall include the right to exploit any proprietary rights in such communication, including but not limited to rights under copyright, trademark, service mark, or patent laws under any relevant jurisdiction.

User agrees to (as available) send and receive electronic mail, engage in conferences and chats, download and upload files, and otherwise use any Vera Title Site only as permitted by these Terms of Use, any additional policies or procedures published in any Vera Title Site from time to time by Vera Title, and in accordance with applicable law.

Vera Title reserves the right for any reason to remove without notice any contents of any Vera Title Site received from User, including without limitation bulletin board postings. Vera Title reserves the right to deny, in its sole discretion, User access to any Vera Title Site or any portion thereof without notice. Vera Title reserves the right to edit any notices or postings for clarity and length.

User acknowledges that chats, conferences, bulletin boards, and any other such communications forums hosted by any Vera Title Site are public and not private communications. Further, User acknowledges that chats, postings, conferences, and other communications by other users are not endorsed by Vera Title, and such communications shall not be considered reviewed, screened, or approved by Vera Title.

Subscription Based Content

Some contents and/or services on a Vera Title Site may be offered to User conditioned on User's payment of subscription fees. If User elects to purchase subscription based content/services and transmits to Vera Title a subscription purchase request, User warrants that all information that User submits is true and accurate (including without limitation User's credit card number and expiration date), and User agrees to pay all subscription fees User incurs. Like all Web publications, those accessed through any Vera Title Site may be temporarily unavailable from time to time due to required maintenance, failures, telecommunications interruptions, or other disruptions. Although Vera Title makes reasonable efforts to minimize such downtime, Vera Title does not guarantee 100% availability of any site whatsoever. If User wishes to cancel User's subscription for any reason, User may do so through the Subscription Services feature of the appropriate web site, but there shall be no refunds of subscription fees previously paid.

User's subscription is personal to User and the members of User's household, and User may not transfer or make available User's account name and password to others, including without limitation User's co-workers. Any distribution by User of User's account name and password may result in cancellation of User's subscription without refund and additional charges based on unauthorized use.

Software Available on This Web Site

Software (if any) that is made available to download from any Vera Title Site ("Software") is the copyrighted work of Vera Title Title Guaranty Company, its affiliates, and/or its suppliers. User's use of the Software is governed by the terms of an end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). User may not install or use any Software that is accompanied by or includes a License Agreement unless User first agrees to the License Agreement terms. For any Software not accompanied by a license agreement, Vera Title hereby grants to User, a personal, non-transferable license to use the Software for viewing and otherwise using any Vera Title Site in accordance with these Terms of Use, and for no other purpose provided that User keeps intact all copyright and other proprietary notices. Please note that all Software, including without limitation all HTML code and ActiveX controls contained in any Vera Title Site, is owned by Vera Title, its affiliates, and/or its suppliers and is protected by copyright laws and international treaty provisions. Any reproduction or redistribution of the Software, without the express consent of the copyright owner, is expressly prohibited by law, and may result in severe civil and criminal penalties.

Violators may be prosecuted to the maximum extent possible. WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED. THE SOFTWARE IS WARRANTED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF THE LICENSE AGREEMENT. User acknowledges that the Software, and any accompanying documentation and/or technical information, are subject to applicable export control laws and regulations of the USA. User agrees not to export or re-export the Software, directly or indirectly, to any countries that are subject to USA export restrictions.

Restricted Rights Legend

Any Software, which is downloaded from any Vera Title Site for or on behalf of the United States of America, its agencies, and/or instrumentalities ("U.S. Government"), is provided with Restricted Rights. Use, duplication, or disclosure by the U.S. Government is subject to restrictions as set forth in subparagraph (c)(1)(ii) of the Rights in Technical Data and Computer Software clause at DFARS 252.227-7013 or subparagraphs (c)(1) and (2) of the Commercial Computer Software - Restricted Rights at 48 CFR 52.227-19, as applicable. Manufacturer is Stewart Title Guaranty Company, 1360 Post Oak Blvd., Suite 100, Houston, Texas 77056.

General

Vera Title reserves the right to make any and all changes or discontinue the availability of any Vera Title Site at its sole discretion without notice to User. Vera Title reserves the right to deny access to any Vera Title Site to anyone at anytime. User agrees that Vera Title will not be liable to You or to any third party for any modification, suspension, or discontinuance of any Vera Title Site unless specifically stated in a written agreement with Vera Title.

User's access to and use of the Vera Title Sites is governed by the laws of the State of Texas, U.S.A. User consents to the exclusive jurisdiction and venue of courts in Harris County, Texas, U.S.A., in all disputes arising out of or relating to the use of the Stewart Sites. Use of the Stewart Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms of Use, including without limitation this paragraph.

User acknowledges that no joint venture, partnership, employment, or agency relationship exists between the User and Vera Title as a result of this Terms of Use or use of any Vera Title Site. User agrees not to hold himself or herself out as a representative, agent, or employee of Vera Title and Vera Title shall not be liable for any representation, act, or omission of the User.

Vera Title's obligations under these Terms of Use is subject to existing laws and legal process and nothing contained in these Terms of Use is in derogation of Vera Title's right to comply with law enforcement requests or requirements relating to the User's use of any Vera Title Site or any information provided to or gathered by Vera Title with respect to such use.

If any part of these Terms of Use is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms of Use shall continue in effect.

These Terms of Use constitute the entire agreement between the User and Vera Title with respect to the Vera Title Sites and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between the User and Vera Title with respect to the Vera Title Sites, unless specifically subject to a written agreement between Vera Title and User. A printed version of these Terms of Use and of any notice given in electronic form will be admissible in judicial or administrative proceedings based upon or relating to the Vera Title Sites to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Service Contact

Contact info@veratitleco.com with questions or problems with any Vera Title Site. Please provide the webmaster with information, including the "URL" about the specific Vera Title Sites of which you are inquiring.

For Information Regarding The Vera Title Privacy Statement, Click Here.

Vera Title and other names of Vera Title products and/or services referenced herein are service marks, trademarks or registered trademarks of Vera Title LLC or its affiliated entities. Other product and company names mentioned herein may be the trademarks of their respective owners. User's use of any Vera Title Site in no way authorizes User to use any Vera Title name, trademark or logo.