Vera Title

Reliable protection for your real estate transactions

Vera Title is led by practicing attorney Andre G. Raikhelson, a Super Lawyers honoree, and real estate expert Nick Polyushkin. We have a deep understanding of real estate law and the title insurance process, providing our clients with added confidence that all legal aspects of their transaction are thoroughly addressed. This ensures reliable protection and peace of mind for all parties involved. Our attorneys adhere to high professional standards and the Rules of Conduct set forth by The Florida Bar. With the exceptional expertise of our legal team, we are committed to delivering top-quality services.

title services

escrow services

Nick Polyushkin

Andre G. Raikhelson

Why choose us?

Reliability and Reputation

We value maintaining long-term relationships with our clients, which is why we prioritize the quality of our services and uphold a positive reputation for our company.

The owners are experts in real estate and legal law

Nick Polyushkin and Andre G. Raikhelson are professionals in their field, allowing us to deliver high-quality services and effectively address our clients' complex issues.

A wide range of services

We appreciate our clients and offer a wide range of services so you can conduct real estate transactions quickly and efficiently in a way that is convenient for you.

We are chosen

Our company, Vera Title, provides high-quality services for various participants in the real estate market. We will be your reliable partner, regardless of your role and needs. Select your category below to learn more about how we can assist you.

Services

Title Insurance

Title insurance is a form of protection for property owners and lenders against potential legal claims related to the property, both past and future. This type of insurance ensures that the buyer has a clear right to ownership and protects against possible title issues. The title insurance premium is paid once at the closing and provides coverage for the entire period of ownership. If any title defects are discovered, the policy covers legal expenses to defend against legitimate claims to the property.

Escrow Services

We provide escrow services to ensure a secure transfer of property between buyers and sellers. As a neutral third party, we hold funds and documents related to the transaction until all terms of the agreement are met. The Vera Title team ensures that every aspect of the transaction is completed thoroughly and accurately, including payment of the purchase price, closing costs, and the transfer of ownership. This safeguards both parties from fraud or other issues that may arise during the process.

Legal Services

One of the owners of Vera Title is a practicing attorney, which offers several advantages over competitors. For instance, clients have immediate access to legal counsel to assist with any legal issues or questions that may arise. With our team of skilled attorneys, we guarantee a high level of professional expertise and support, ensuring that all of our clients' legal needs are fully met.

Closing Services

Closing is a series of steps involved in the final phase of a real estate transaction. This service may include:

Preparing and reviewing all documents related to the sale, such as the purchase agreement, title documents, loan documents, and closing paperwork.
Ensuring the proper execution of all necessary closing documents.
Disbursing funds in accordance with the settlement statement.
Accurately filing all required documents with the appropriate government agencies.

We ensure that the closing process is completed legally and smoothly, with all parties receiving the funds or documents they are entitled to under the terms of the sale.

Mobile Notary Services

By choosing Vera Title, you can take advantage of our mobile notary services. This service allows a notary to travel to a location of your choice to notarize various documents, such as deeds, trusts, powers of attorney, and other legal paperwork. It’s particularly beneficial for individuals with limited mobility, such as seniors, people with disabilities, or those without access to transportation. Additionally, it helps save time and eliminates the need for clients to take time off work or disrupt their schedules to visit a notary office.

Title Search/Examination

A title search and title examination are similar but distinct services. A title examination is a more detailed process than a simple title search. It involves an in-depth analysis of all collected information to identify any potential issues or defects. This process reviews documents such as deeds, mortgages, and easements related to the property. A title search involves reviewing public records before the transaction is finalized to determine the property's ownership history. It includes information about previous owners, any outstanding liens or judgments, and any existing restrictions or easements. The goal of a title search is to uncover any potential risks with the property’s ownership that need to be addressed before the sale.

Document Preparation Services

Vera Title is a team of experienced attorneys and paralegals who can prepare a variety of legal documents, including purchase agreements, deeds, promissory notes, mortgages, lease agreements, easements, and closing documents. All documents will be delivered within the agreed timeframe and in compliance with legal standards.

The specialists at Vera Title provide services both online and at the company office. Please choose the method of interaction that works best for you below to receive a consultation.

PROCESS

OFFER

The buyer selects a property they wish to purchase with the help of a broker, makes a purchase offer to the seller, and enters into negotiations until the final price and other terms are agreed upon.

CONTRACT

At this stage, a contract is drafted and signed by both parties. The attorneys at Vera Title will assist you in the negotiations and prepare the necessary documentation.

DUE DILIGENCE

Vera Title handles or coordinates essential due diligence tasks, including lien searches, property condition reports, surveys, environmental assessments, and zoning reviews as needed. Our experts will also manage association payoff demands and estoppel certificates, ensuring the buyer is protected from any violations tied to prior ownership.

FINANCING

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This stage is not a constant part of the process. If the buyer requires financing, they need to secure it. Once financing is approved, our specialists work with the buyer's lender to finalize the loan package and ensure that all loan documents are properly completed.

CLEAR TITLE CONDITIONS

Our specialist will review the title insurance commitments and ensure that all parties involved comply with the established requirements, such as mortgage loans, liens, or court judgments. They will also provide the necessary title documentation for the buyer's financing, if applicable.

DOCUMENT PREPARATION

At this stage, a Vera Title specialist will prepare the complete set of closing documents related to the transaction, including the purchase agreement, deed, seller's affidavit, and settlement statement. All documents will be prepared in full compliance with legal standards.

CLOSING

We assist throughout the entire closing process. All closing documents will be properly prepared, and all funds related to the purchase and sale will be disbursed in accordance with the settlement statement.

POST CLOSING

The final step is the recording of all necessary documents in the public registry and the issuance of the final title insurance policy, along with the original registered documents.